Out-patient

This is medical care that does not require an overnight stay in hospital.

The cover pays for the cost of:

1. Consultation
2. Laboratory
3. Pharmacy
4. Treatment

In-patient

This is medical care that does requires hospitalization.

The cover pays for the cost of:

1. Hospital bed charges
2. Pharmacy – prescription drugs.
3. Laboratory
4. Surgical procedures
5. ICU expenses

Maternity

This covers:

1. Delivery fees
2. Pre-natal care
3. Post-natal care
4. Ultrasound

Dental

This covers the cost of treatments aimed at maintaining healthy teeth including:

1. Fillings
2. X-rays
3. Extractions including surgical extraction

Optical

Optical care includes:

1. Eye Testing
2. Eye Glasses